Welcome to Team Repo

At Team Repo, we stand out from our competitors by offering unique and advantageous options^* to homeowners. Our area of expertise lies in stopping repossessions and evictions for homeowners throughout the UK, and we are fully dedicated to achieving this goal. Our experienced team is committed to providing a professional, effective, and efficient service with no upfront fees required.

We offer tailored solutions to benefit homeowners and prevent them from losing their property to the bank. Our strict deadlines ensure that we act quickly when faced with a repossession order or court eviction notice, and our fast-operating rescue model allows us to represent you at court at any stage of the process.

With our team of solicitors, property experts, & insolvency experts, we are well-equipped to achieve the best possible result for you quickly. We take pride in our high success rate in stopping all action against you and finding a solution that means you don’t lose your equity.

By instructing us, you can immediately relieve yourself from financial pressures and trust that we will work tirelessly to help you keep your property.

Homeowners Choose Team Repo for Many Justifiable Reasons.

It's not only because we provide an exceptional service without charging upfront fees†, but also because we respond to your enquiry within minutes. Our legal team is always ready to act quickly and halt your eviction or repossession, and we offer various options* to help you regain control of your property.

Our clients can rely on us for an exceptional level of transparent customer service throughout the process, and we have a dedicated team of highly experienced professionals committed to helping you. Our team of lawyers specialise in stopping repossessions and evictions and have your best interests at heart.

We have many years of combined experience and knowledge in this field, which we can utilise to help you find the best resolution quickly. Once we have assessed your situation, we will work closely with you to provide the best possible outcome, whilst keeping you updated along the way with the concurrent legal process.

†No fees are charged for certain options^*. For more information, please contact us.

Repossessions, Evictions & N244 Applications.

If you are facing repossession or eviction, our legal team can help. We provide a targeted stop repossession service and can stop your repossession at any stage, even making an emergency application to HM Courts on your behalf. Our repossession experts obtain extensive experience in dealing with both lenders and the Courts, and we can provide you with an expert defence and can arrange counsel court representation on your behalf free of charge* to ensure the repossession is stopped.

To prevent repossession, take heed of court letters and act quickly by contacting us for help. We can save your property and enable you to retain your equity, providing you with a stress-free service that addresses your financial problems head-on.

We use the N244 Form to apply for an Emergency Court Hearing, getting your case in front of a Judge so they can decide on whether or not to suspend your eviction notice. Submitting the N244 application correctly is crucial, as an incorrectly completed form cannot delay or stop your eviction. We will complete the N244 Application form for you and establish the grounds for the application.

The Emergency Hearing is your last opportunity to save your home without necessarily having to pay your mortgage arrears in full at that time. Our legal team will support you to secure a positive outcome and prevent a possible eviction. Remember, if you act swiftly, we can help you stop your eviction and save your house.

We Do Not Just Instruct Random Solicitors to Attend Court in the Hope They Can Stop Your Eviction.

At Team Repo, we take the matter of legal representation for your eviction case seriously. We understand the importance of having the right team of solicitors and lawyers who possess the necessary experience and expertise to provide you with the best possible representation. We do not take any chances by randomly selecting solicitors, as this could have disastrous consequences for your case. That is why we only work with our trusted and experienced lawyers and barristers based in London, who have a wealth of knowledge in this high-risk area of defence. Our legal experts are some of the most respected and experienced in the UK, and we provide this representation at no upfront cost to you. We do not take risks with solicitors who lack a proven track record of success in this field. We are committed to achieving results for you, and we prepare N244 applications that are approved by the court, resulting in the cancellation of evictions. With Team Repo, you do not have to lose your equity or property to the bank.

Submitting an N244 application is not a simple matter as there are various factors that need to be considered before submission. Moreover, it is important that the application is submitted in a timely and accurate manner.

To file the N244, it is not enough to simply have “nowhere else to go”. You need to have sufficient grounds, and we will help you establish these grounds and complete the form accordingly after assessing your case.

The N244 application should provide enough detail to warrant an Emergency Court Hearing, but it should also be concise. We will assist you in completing the application form to ensure that it is properly assessed by a judge.

It is crucial that you have a strong defence in place, which we will prepare for you prior to any communication with the court.

If you have been granted a Possession Order but are not yet facing actual repossession, you can seek a Stay of Enforcement from the court to delay the eviction for a specific period of time.

Obtaining a stay can provide you with additional time to arrange a suitable plan to pay off your mortgage or loan arrears, and can also give you the opportunity to find alternative accommodation.

To make a stay application, our legal team can assist you. It is important to do this before the eviction date. You will need to file and serve an affidavit that includes details about who lives in the property, any relevant medical conditions, reasons for the arrears, your current financial situation, and any changes in circumstances since the Possession Order was granted. Additionally, you will need to complete a financial statement.

Presenting a Proposal to the Court:

To avoid repossession, it is important to present a practical and realistic proposal to the court to pay off either the arrears or the entire mortgage.

Your proposal should demonstrate that you have the ability to repay the arrears within a reasonable period while also maintaining regular mortgage payments. If you offer to pay off the arrears in instalments, the proposal must be designed to clear the arrears within a reasonable time frame, preferably before the end of the mortgage term.

The Master will expect you to offer a higher amount if you can afford to do so without jeopardizing your financial stability.

If your circumstances are unclear or further clarification is needed, the Master may adjourn the case. Alternatively, you may arrange to make payments to the lender or sell your property.

It is crucial to act quickly to avoid a repossession order. If you have previously broken the terms of an arrangement agreed upon with the court, it is unlikely that you will receive another favourable ruling. However, there are alternative solutions to stop repossession or eviction, and we specialize in this area. High Court Sheriffs can accelerate the process after obtaining a possession order at the County Court. Contact us as soon as possible to receive the help you need.

Our team consists of dedicated expert lawyers and insolvency practitioners who specialize in resolving disputes and negotiating with trustees in bankruptcy, receivers, and LPA receivers. These third-party firms are typically hired by banks, mortgage providers, or bridge finance companies to take control of a property and sell it legally to repay the debt or money owed by the homeowner to the secured lenders.

Our experienced legal team has an in-depth understanding of this intricate field and can assist property owners facing bankruptcy or those who have recently emerged from bankruptcy. We aim to help clients who need specialised expert advice on how to keep control their property. Our team is committed to negotiating the best possible deal on your behalf to prevent lenders from instructing receivers in the first place. It's important to act quickly in such situations to prevent matters from escalating.

One of the possible solutions you may consider is a rent-free period with no mortgage payments^*. At Team Repo, we always wish to emphasise that our first step & priority is to halt any repossession proceedings and cancel any impending court eviction notices. Our legal defence team will handle this at no upfront cost to you. After stopping all court action, we can then move on to the next phase, which involves exploring all available options in detail and scheduling a complimentary home visit or elsewhere. It's important to note that whatever option you choose, the repossession or eviction must be stopped first as a priority.

If you receive a repossession order or court eviction notice in the mail, please do not procrastinate. You will have a limited amount of time to file a defence. Contact us without delay for a free, confidential, and non-obligatory conversation.

^*Please note this option does not relate to a Sale & Rent Back Agreement in any form. Team Repo does not facilitate such activity whatsoever & if you have been offered this service by another firm, we encourage you to please check that the provider is authorised & regulated by the FCA before proceeding.

You Can Not Be in Safer Hands. We Pride Ourselves on Our Team of Experts.

At Team Repo, we take great pride in having a team of experts who possess professional, extensive, and profound knowledge. Our team fully comprehends how lenders, banks, mortgage companies, and courts operate when it comes to repossessions and evictions. We also have substantial experience in dealing with trustees in bankruptcy and receivers. Our team is well-versed in working under pressure, time constraints, and strict deadlines, as we understand that prompt, precise action is required to prevent evictions.

We operate with a group of specialists with diverse expertise, including:

We are always available to represent you^* and are fully equipped to handle all obstacles and complex cases successfully. We can tackle legal final demands, repossession orders, and court eviction notices that you may face, even at very short notice. With us, you can be assured that you are in safe hands.

Simple, Straight-Forward Process.

At Team Repo, we understand the importance of a simple and straightforward process. As soon as you instruct us, we take control of the situation to eliminate any stress, pressure, or concerns you may have regarding losing your property.

Our first step is to focus on halting any legal or court action against you, which will prevent repossession or eviction from proceeding & buy you the time you need to proceed with alternative arrangements. Our emergency legal defence team will file a watertight N244 application to ensure that your repossession or eviction is stopped. Once this has been achieved, we will provide you with advice on several options^* and implement a solution that best suits your needs. Our goal is to relieve you of any fears and financial pressures, making the process as stress-free as possible & ensure you no longer have to worry & be 'looking over your shoulder'.

At Team Repo, we understand the overwhelming panic and distress that homeowners experience upon receiving a repossession order or, even worse, a court eviction notice. This is an extremely unpleasant and unsettling time. We understand why many homeowners feel the need to act quickly by contacting fast house buyers and selling their properties quickly and cheaply. However, we operate differently at Team Repo, and we can assure you that it is not necessary to go down the fast sale route.

We can provide you with much better options^* that will benefit you both now and, in the future, leaving you in a better financial position. There is absolutely no need to give away your equity when we can help you avoid such a situation.

We understand that it may seem like you have no other option and that your bank or mortgage provider will inevitably take possession of your property, forcing you to consider selling your house cheaply to a cash house buyer. However, we can offer alternative and better options^* and solutions.

If you are at the enforcement stage, it is crucial not to ignore any demands or court notices. You need to take immediate action by contacting us so that we can instruct our experienced legal team to prevent your property from being repossessed. Our legal team can still help you even if you have previously been to court with an N244 application regarding eviction related to the same property.

This will provide us with the necessary time to evaluate all of your options^* and determine the best package that suits your needs. We will get you back on the road to recovery without losing your equity. So, don't hesitate to contact us for swift action and support.